SSS, GSIS and Pag-IBIG death claim documents checklist
We are sorry for your loss. This page is a list, agency by agency, of the documents that SSS, GSIS and Pag-IBIG each print for a death claim, so you can gather them before you go. It is for the spouse, child, parent or the person who paid for the funeral. For the order of everything, including the estate tax return, read When a family member dies.
PhilForms fills the forms. The agency decides who is entitled and whether a claim is approved, and PhilForms is not affiliated with SSS, GSIS, Pag-IBIG or any government agency. Nothing here promises a benefit. Each agency's own page, linked below, is the rule, and its list can change, so ask the branch.
First, for every claim
The death certificate. SSS accepts one registered with the Local Civil Registry (LCR) or issued by the PSA (SSS death benefit). GSIS accepts one issued by the LCR or the PSA, or authenticated by the Philippine consular office or apostilled if the member died abroad (GSIS funeral benefit form). Pag-IBIG asks for one issued by PSA/NSO or the LCRO (Pag-IBIG HQP-PFF-377, a hosted copy of Pag-IBIG's checklist).
SSS death benefit
Per SSS, the benefit goes to the primary beneficiaries, and applications are filed over the counter at any SSS branch or online by a qualified dependent legal spouse registered in My.SSS (SSS death benefit). Basic documents:
1. Death Claim Application Form 2. Member's/claimant's photo and signature card, if the claimant has no UMID card 3. Death certificate (LCR or PSA); for a death abroad, the foreign vital statistics certificate or a Report of Death from the Philippine Embassy or Consulate 4. A UMID card enrolled as ATM, or another disbursement account: passbook, ATM card, a validated deposit slip, a bank certificate issued within three months, an e-wallet screenshot or a remittance partner account 5. The claimant's ID: one primary ID, or any two secondary IDs both with signature and at least one with photo
Additional, depending on who files: the marriage certificate of the deceased member and the birth certificates of the dependent children, if they are not reported in the member's personal record or there is a discrepancy; for dependent parents, the member's birth certificate and other documents the page lists. SSS asks for the original or a certified true copy, plus a photocopy.
For the funeral benefit, a separate claim, see SSS funeral benefit.
GSIS
Two claims often run together. GSIS says applications for both survivorship and funeral benefits must be received within four years from the date of death (GSIS application for survivorship).
Funeral benefit (GSIS form FM-GSIS-OPS-FB-01). Order of priority on the form: the legitimate spouse, a legitimate child who spent for the funeral, or any other person who can show incontrovertible proof of shouldering the funeral expenses. Documents for a surviving spouse:
- Application for Funeral Benefit, original - Death certificate (above) - Marriage contract (LCR or PSA) - If the spouse is not a GSIS member: a birth certificate, passport, PhilID/ePhilID or two valid government IDs with date of birth and signature - For a non-GSIS member not entitled to a survivorship pension, a notarized Declaration of Account Form with proof of the bank or e-wallet account
A claimant who is not the spouse also needs the original official receipt of funeral expenses in the claimant's name, a notarized waiver by a living legal spouse (or an affidavit if the spouse cannot be located), and the spouse's death certificate if married.
Survivorship benefit (GSIS application for survivorship). The application form lists the deceased member, the primary beneficiaries (legal spouse and dependent children) and secondary beneficiaries, and carries an endorsement by the head of agency. Its terms say that where there is no natural guardian, the guardian of dependent children must file a petition for guardianship. GSIS's online filing page lists the application and the death certificate as requirements (GSIS: Online filing of claims); read the page for the complete list.
Pag-IBIG death claim
Pag-IBIG's claim for a deceased member is a provident benefits claim. The checklist HQP-PFF-377 (V05) lists, for a married member with children (Pag-IBIG HQP-PFF-377):
1. Application for Provident Benefits Claim 2. A valid ID of the claimant 3. Death certificate (PSA/NSO or LCRO) 4. SSS employment history, for members with multiple private employers 5. Proof of Surviving Legal Heirs, HQP-PFF-030 6. Declaration of Guardianship, HQP-PFF-028, if there are children below 18 or incompetent 7. Marriage certificate and advisory on marriage, and the child's birth certificate, or a Non-availability of Birth Record plus a Joint Affidavit of Two Disinterested Persons, HQP-PFF-029
The list differs for a single member and for a married member without children. Documents issued abroad must be apostilled, or certified by the Philippine Embassy or Consulate if the country is not in the Apostille Convention. If one legal heir waives rights in favor of another, a notarized Waiver of Rights, HQP-PFF-032, is required.
Questions
Which agency do I file with first?
They are separate applications to separate agencies. Start with the death certificate, which every list asks for.
Will the claim be approved if I bring everything?
A complete list means the agency can process it. Entitlement and the amount are decided by the agency under its own rules.
Can someone file for me?
Pag-IBIG's checklist has a "filing through a representative" section with an authorization letter and valid IDs of both. See Authorization letter: how to write one.
Does PhilForms file the claim?
No. PhilForms fills the forms; you submit them to the agency.
Last checked 2026-10-16. Not affiliated with BIR, SSS, PhilHealth, Pag-IBIG or any government agency.